Founded in 2007 from the merger of Emirates Bank International and National Bank of Dubai, Emirates NBD is one of the UAE’s largest banks. It offers innovative digital services like ENBD X and DirectRemit and a variety of financial solutions, including wealth management and global investments.

With over 200 branches and a strong digital platform, Emirates NBD ensures secure, convenient, and customer-focused banking for modern needs.

How to Open an Account with Emirates NBD?

Check Eligibility

Must be 18 years or older.
Both residents and non-residents can apply (account types may vary).

Choose Account Type

Current Accounts: For daily use, available in multiple currencies.
Savings Accounts: Competitive interest rates for saving.
Value Accounts: Offers daily interest and debit rewards.
Islamic Accounts: Sharia-compliant for everyday banking.

Gather Documents

For UAE Residents:

Emirates ID (original and copy).
Passport with valid visa (original and copy).
Salary certificate (if for salary transfer).

For Non-Residents:

Passport (original and copy).
Proof of address (e.g., utility bill).
Bank statements (last 3 months).
Reference letter from your home bank.

Choose How to Apply

Online:

Fill out the application on the Emirates NBD website.
Upload required documents.
Wait for the bank to contact you.

Mobile App:

Download ENBD X.
Use the “Open a New Account” feature.
Provide details and documents.
Complete identity verification.

Branch Visit:

Visit the nearest branch with your documents.
Fill out the form with staff assistance.

Important Notes

Minimum Balance: Some accounts require a balance, e.g., AED 3,000 for Current Accounts.
Processing Time: Online and app applications are faster; branches may take longer.
Account Activation: Receive account details, debit card, and chequebook after approval.

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Convenient Banking with Emirates NBD’s Digital Tools

ENBD X App

Manage accounts, track investments, and make transfers with 200+ services.

DirectRemit

60-second fee-free transfers to countries like India, the UK, and the Philippines, 24/7.

WhatsApp Banking

Receive real-time transaction alerts via SMS, along with 24/7 automated phone banking

Interactive Teller Machines (ITMs)

Deposit cheques and access advanced services beyond regular ATMs anytime.

Alerts

Receive real-time transaction alerts via SMS, along with 24/7 automated phone banking

Contactless Payments

Seamless and secure card payments with Apple Pay, Google Pay, and Samsung Pay.

Accounts and Financial Services by Emirates NBD

Current Account

Flexible access with foreign currency and wide ATM network.

Savings and Deposit Accounts

free debit cards, no chequebook needed.

Value Account:

Daily interest, debit rewards, and gold investment options.

Islamic Accounts

Sharia-compliant accounts for everyday banking.

Plus Saver Account

Earn up to 4% annual interest on your savings.

Emirati Package

No balance, special debit cards, higher savings interest.

Wealth Management and Investment Opportunities

Wealth Management

Personalized Advisory: Expert guidance for managing portfolios.
Fractional Bonds & Sukuk: Affordable fractional investments.
Insurance Plans: Comprehensive coverage for financial security.
Gold Savings Certificate: Stable gold-based investment.
Wealth 360 Dashboard: Real-time monitoring of investments.

Investment Opportunities with ENBD X

Equity Trading: Access 11,000+ stocks in local and global markets.
Bonds & Sukuk: Diverse investment options across sectors.
Mutual Funds: Rated funds with detailed insights for smart investing.
Real-Time Monitoring: Daily research and performance tracking.

Required Documents for Opening an Account in NBD Dubai

Account Type	Required Documents
UAE Residents	– Passport (original + copy)
	– Emirates ID (original + copy)
	– Utility bill/tenancy contract
	– Salary certificate (for salaried) or trade license + company profile (for self-employed)
	– Bank statements (last 3–6 months)
Non-Residents	– Passport (original + copy)
	– Utility bill or bank statement from home country
	– Reference letter from home bank
	– Source of funds and expected transactions details
Joint Accounts	– All account holders must provide documents based on their residency status
Corporate Accounts	– Valid trade license
	– Memorandum & Articles of Association
	– Board resolution authorizing account opening
	– Passports and Emirates IDs of all signatories
	– Detailed company profile

Credit Cards and International Banking Services

Credit Cards

Emirates NBD offers a variety of credit cards tailored to suit different lifestyles, providing rewards, travel perks, and exclusive benefits.

Types of Credit Cards:

Marriott Bonvoy® World Elite: Earn 200,000 points, $100 e-Gift Card, and elite upgrades.
Etihad Guest Visa Elevate: Collect Miles, fast-track to Gold Tier, and enjoy discounts.
Skywards Infinite: Earn Miles and get Emirates Skywards Silver membership.
dnata World: Travel vouchers, cashback, and access to 900+ VIP lounges.
U By Emaar Infinite: Earn 25,000 Upoints and 5X rewards on Emaar spends.
Noon One Visa: Cashback on noon purchases and free noon One membership.

International Banking

Convenient global banking solutions, including fast money transfers, multi-currency cards, and foreign currency accounts.

International Banking Services:

DirectRemit: 60-second fee-free transfers to India, the UK, and the Philippines.
Telegraphic Transfers: Secure global transfers for large amounts.
GlobalCash Card: Multi-currency card with up to 15 currencies.
Foreign Currency Accounts: Fixed deposits with competitive rates.

Emirates NBD Consultants in Dubai

How Riz & Mona Consultancy Can Help?

Riz & Mona Consultancy is renowned as one of the top business setup consultants in Dubai, with over 15 years of experience facilitating a wide range of businesses throughout the UAE. Our deep connections with government officials and key authorities, combined with our extensive expertise in consultancy, streamline the process of establishing your business in Dubai. Additionally, we offer comprehensive financial, legal, and corporate services to support our clients throughout their business endeavors.

We are here to provide comprehensive support for your Emirates NBD account opening in Dubai, from preparing your documents to completing the process. Connect with us now to begin your journey with a FREE consultation!

FAQS (Frequently Asked Questions)

What is the minimum salary requirement for Emirates NBD?

The minimum salary requirement varies by account type; for example, a standard current account requires a minimum salary of AED 3,000.

What is the minimum balance in an Emirates NBD account?

The minimum balance depends on the account type; a standard current account requires a minimum balance of AED 3,000.

What is the full name of NBD?

NBD stands for National Bank of Dubai.

Who is the parent company of Emirates NBD?

Emirates NBD is the parent company, formed from the merger of Emirates Bank International and National Bank of Dubai.

Are Emirates NBD and Emirates NBD PJSC the same?

Yes, Emirates NBD PJSC (Public Joint Stock Company) is the full legal name of Emirates NBD.

What are the advantages of Emirates NBD Priority Banking?

Priority Banking offers personalized services, exclusive products, and preferential rates to high-net-worth clients.

How can I apply for an Emirates NBD auto loan?

You can apply online through the Emirates NBD website or visit a branch with the required documents.

How can I start Emirates NBD Mobile Banking?

Download the Emirates NBD Mobile Banking app, register using your account details, and follow the on-screen instructions.

Is Emirates NBD Bank open on Saturday?

Branch operating hours vary; it’s advisable to check the specific branch timings on the Emirates NBD website.

What is the Emirates NBD Bank code?

The SWIFT code for Emirates NBD is EBILAEAD.

Where can I find Emirates NBD branches in Dubai?

Emirates NBD has multiple branches across Dubai; locations can be found on their official website.

Why should you bank with Emirates NBD?

Emirates NBD offers a wide range of banking products, innovative digital services, and a strong presence in the UAE.

ENBD Bank Account Opening in Dubai