First Abu Dhabi Bank (FAB), the largest bank in the United Arab Emirates, offers a comprehensive range of financial services in Dubai. With multiple branches and ATMs across the city, FAB provides personal and business banking services, including accounts, loans, credit cards, and investment services.

Customers can access these services through FAB’s digital platforms, ensuring convenient and secure banking experiences.

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Account Options at First Abu Dhabi Bank (FAB)

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Current Accounts

FAB’s current accounts, in AED and major currencies, offer easy access, a free chequebook, an international debit card, and a wide ATM network.

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Savings Accounts

Offering competitive interest rates, these accounts include standard and tiered savings options like RAKbooster, which rewards higher balances with better rates.

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Fixed Deposit 

Fixed deposit accounts provide higher interest rates over fixed terms with flexible tenure and currency options, ideal for secure, long-term savings.

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Islamic Banking

Sharia-compliant savings and current accounts for customers seeking ethical, profit-sharing, interest-free, and socially responsible banking solutions.

How to Open an Account with First Abu Dhabi Bank?

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Choose Your Account Type

FAB offers various account options, including Current Accounts, Savings Accounts, Fixed Deposits, and Islamic accounts. Select the one that best fits your financial needs.

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Gather Required Documents

Documents needed vary by residency status and account type:

UAE Residents:

  • Emirates ID (original and a copy)
  • Passport (original and a copy, including residency visa page)
  • Proof of Address (utility bill or tenancy contract)
  • Salary Certificate or recent bank statements for income proof

Non-Residents:

  • Passport (original and a copy)
  • Proof of Address (recent utility bill or equivalent)
  • Bank Reference Letter from a current bank
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Apply In-Person or Online

In-Person Application:

Visit the nearest FAB branch with your documents. A bank representative will assist in completing the application form.

Online Application:

For eligible accounts, apply through FAB’s website:

  • Navigate to the account page, select “Apply Now,” and fill in the required information.
  • A representative will contact you to finalize the process.
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Complete the Application

Provide accurate personal and financial information on the application form, including your contact details and employment information.

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Submit Initial Deposit

Certain accounts may require a minimum initial deposit. Be prepared to meet this requirement if applicable.

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Account Activation

Once approved, FAB will activate your account, and you’ll receive your account details and any associated cards.

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Register for Digital Banking

To enhance your banking experience, register for FAB’s digital banking:

  • Download the FAB Mobile App
  • Open the app, select “Register,” and follow the on-screen instructions
  • Set up your User ID, password, and enable biometric login for added convenience

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Credit Cards and Rewards Programs at First Abu Dhabi Bank

Marriott Bonvoy® World Elite

Earn 200,000 points, $100 e-Gift Card, and hotel benefits worldwide.

Etihad Guest Visa Elevate

Earn Miles, fast-track to Gold Tier, and enjoy exclusive flight offers.

Skywards Infinite

Skywards Miles, Emirates Silver status, and premium lounge access.

Dnata World

AED 2,500 vouchers, 10% cashback, and 900+ lounges access.

U By Emaar Infinite

Earn 25,000 Upoints, valet parking, and 5X Emaar rewards.

Noon One Visa

Cashback, Noon membership, and daily spending rewards.

First Abu Dhabi Bank’s Comprehensive Banking Solutions

Personal Banking

Offers current and savings accounts, credit cards, personal and home loans, and wealth management to grow and protect your assets.

Business Banking

Designed to support SMEs and corporations with business accounts, tailored loans, trade finance, and cash management solutions.

Islamic Banking (FAB Islamic)

Sharia-compliant accounts, financing, and investment products for clients seeking ethical and religious alignment in their banking.

First Abu Dhabi Bank’s Digital Banking and Wealth Management

Digital Banking

  • Access: Manage accounts, pay bills, and transfer funds 24/7.
  • Security: OTPs, biometrics, and RAKToken protect transactions.
  • Alerts: Instant updates on transactions and accounts.

Wealth Management

  • Advisory: Experts manage and review portfolios.
  • Investments: Options in funds, bonds, sukuk, and gold.
  • Digital Tools: Track and trade investments globally.

Loan Options from First Abu Dhabi Bank

Personal Loans

Borrow up to AED 5M for UAE nationals and AED 2M for expats. Requires AED 7,000 salary and offers 48-month repayment.

Home Loans

Rates from 3.94%, finance up to 85% of property value, and borrow up to AED 10M with 25-year terms.

Auto Loans

Get loans for new or used cars with quick approvals, low rates, and minimal paperwork.

Business Loans

Customized loans for SMEs and large businesses, including working capital and trade finance options.

Security and Fraud Prevention at First Abu Dhabi Bank

FAB uses multiple layers of authentication, including One-Time Passwords (OTPs) and biometric logins, to verify user identity and secure access to accounts.

For additional security on high-value transactions, FAB offers RAKToken, a two-factor authentication tool, which allows secure transaction authorization directly from your mobile device.

FAB secures all data with industry-standard encryption to ensure that sensitive information remains confidential across its digital platforms.

FAB’s systems actively monitor for suspicious activity, identifying and blocking potential threats before they can impact accounts.

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FAB Bank Account Consultants in Dubai

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FAQS (Frequently Asked Questions)

What are the eligibility requirements to open a personal account with First Abu Dhabi Bank?

Eligibility varies by account type, often requiring a minimum monthly salary or deposit.

Does FAB offer any zero-balance accounts for customers?

FAB offers specific accounts that may not require a minimum balance, depending on eligibility.

What are the interest rates on FAB’s savings and fixed deposit accounts?

Rates vary depending on account type, currency, and deposit tenure.

Are there exclusive benefits for UAE nationals when applying for personal loans?

Yes, UAE nationals may qualify for higher loan amounts and specific loan terms.

Can non-residents open investment accounts at First Abu Dhabi Bank?

Yes, non-residents can open investment accounts with required documents, such as a passport and proof of address.

What is the minimum amount required to open a fixed deposit with FAB?

The minimum deposit varies by currency and term selected for fixed deposit accounts.

Does FAB offer a mobile app specifically for business banking clients?

Yes, FAB’s mobile app provides features tailored to both personal and business banking needs.

How does FAB support SMEs in terms of financing and cash management?

FAB offers tailored loans, trade finance, and cash management solutions specifically designed for SMEs.

What steps should customers take if they suspect fraudulent activity in their FAB account?

Customers should immediately contact FAB’s customer service, block their card if necessary, and follow security protocols.

Are there any additional fees for using FAB’s digital banking services?

Most services are free, but certain transactions or service requests may incur fees as outlined by FAB.