It is fairly common these days to set up an online e-commerce site for your company. It is, however, not a simple task. You must select the best payment gateway, make products, build marketing campaigns, choose the best CMS for your online store, and more.
The most important part, however, is choosing the best online payment gateway in the UAE. You cannot risk not having a payment system in place when starting an online store. A company’s payment method can break or make your business.
If you run a business, you have a variety of online payment methods in the UAE to select from. You must choose the best online payment gateway in UAE from the list based on aspects such as ease of usage, simplicity of integration, cost, security, and CMS compatibility.
When you have a huge list of e-commerce payment gateways in the UAE, it’s not easy. But we have filtered out the ordinary options and chosen the best online payment solutions in the UAE so that you can select the one from the list that matches the requirements of your business. Read on to find out details of these online payment gateways of the UAE.
What is Payment Gateway?
For those who don’t know, A payment gateway is a software that allows businesses to receive credit and debit card payments from clients. The word refers to both payment processing portals found in e-commerce stores and physical card-reading machines seen in physical retail outlets. This technology is integrated with online stores and is connected with your bank accounts to let you pay for the products that you shop for.
Specialized financial institutions and corporate banks are the most common providers of payment gateways. Customers have the facility to pay using online banking, online wallets, debit or credit cards, UPI, and other methods. It makes you cashless and saves you from carrying cash with you.
How Does Payment Gateway System Work?
Setting up a payment gateway also proves to be crucial to establishing your company’s credibility while also simplifying the purchase process for your customers. Different payment gateway methods have their own ways to work. In general, they work in the following manner:
After pressing the checkout button, the customer is routed to the payment gateway. There they must input the necessary details including personal information, banking details, etc.
To authorize the transaction, users will be taken to a secure banking page. Usually, an OTP has generated automatically and used to direct the customer to this page.
If the user’s account has sufficient funds, the transaction is executed.
At last, the customer receives a transaction confirmation message, and the order of products to be shopped is placed.
Your transaction will be successfully made if you have enough or the required balance in your bank account.
How to Choose the Best Online Payment Gateway in Dubai, UAE
Before choosing an online payment gateway in Dubai, UAE, you need to consider multiple factors. If you will keep the selection criteria in mind when selecting an option, you will be able to make an informed decision. Ahead are some of the factors that you would like to consider when going for an online payment solution in the UAE:
Time
How much time would it take for your money to be transferred from the bank account? It is a straightforward question with an obvious answer. Nevertheless, you want the money to be transferred as soon as possible without any delays as it will cause complications in placing the order.
Customer Support
Do you have a team that provides 24/7 phone and email support? What is the refund process of your online outlet? How effortless it is for a customer to place an order on your e-commerce store? How long does it take to handle complaints? By answering these and other relevant queries of your buyers, you will acquire a better idea of how the payment gateway responds to the difficulties you may encounter in your daily operations.
Cost
You need to check the cost of the payment gateway, value for your money, create a proper strategy for your business volume, and hidden charges if any. You should also think about how you might widen, modify, or change your business strategy as your company grows.
Add-ons
In the end, look for the extensions, integration codes, and plugins that can be used and how properly integrated with the rest of the payment systems. If you don’t understand in what way the payment gateway is integrated into your business, you can never be certain if you are making the right choice.
Top 8 Online Payment Gateways in UAE
1- Telr
Telr is without a doubt a popular payment gateway in the Emirates, capable of accepting money transfers through a variety of common payment methods. It is continuously adding new payment methods into its system and currently covers over 100 countries. There are three payment levels: entry, small, and medium, which are perfectly suitable for e-commerce firms, startups, and SMEs that run in the ever-growing market.
Options for Integration
Telr is extremely optimized for every device and hosts a completely responsive payment gateway for customers. After completing the payment, the buyer will be redirected to the website.
Your website can be integrated with this payment form via iFrame. You can apply your custom design or theme to it as well.
The payment gateway can be fully integrated with your website for a totally customized look (requires PCI DSS Certification).
Compatible E-commerce Platforms
- Prestashop
- Woocommerce
- Magento
- Shopify
- OpenCart
Available Payment Options
- SADAD (Saudi Arabian banks)
- Visa
- American Express cards
- MasterCard
- N.E.T. Banking (Indian banks)
2- Amazon Payment Services
Amazon Payment Services was formerly called Payfort. In the United Arab Emirates, it is a prominent payment gateway option. Payfort was bought by Amazon back in Q4 2020. Amazon Payment Services eliminates potential transaction risks and dangers as it is a reliable service.
Because it is full of Arab shopping trends and habits, the platform is gaining popularity day by day with emerging entrepreneurs in the Emirates.
Compatible E-commerce Platforms
- Prestashop
- Woocommerce
- Shopify
- Magento
- CS-Cart
- OpenCart
Available Payment Options
- Apple Pay
- Visa
- MasterCard
Options for Integration
- Through plugins
- ONE API – API Integration
Checkout Methods
There are three convenient options for checkout when using Amazon Payment Services. These three options are:
- Standard merchant page integration
- Custom merchant page integration
- Redirection to payment gateway
In the same way, With their product-specific integration tools, you can add payment processing if you are using a well-known pre-built online shopping suite. You can accept the same huge range of payment methods through any website payment integration route.
3- CashU
The next online payment solution method is CashU. It is situated in Dubai and is known to be the largest and very first online payment gateway in North Africa and the Middle East region.
It is extremely secure and is a modern solution that guarantees AML systems and fraud prevention to make sure there are no problems or risks linked with the customers’ online bank transactions.
Your customers can safely make a transaction as all the online transactions are guaranteed with no chargeback risks whatsoever. CashU gives its users various opportunities to scale up their business operations in different local and international companies.
Available Payment Options
- Visa
- Mastercard
Options for Integration
- Plugins
4- CCAvenue
CCAvenue is an Indian online payment solution that works in the UAE as well. It is currently one of the most popular online payment gateways. Its main reason for its huge popularity is its flexible price plans that match the needs of all small, medium and large organizations.
The platform has a monthly maintenance fee of roughly AED 200 and a no-cost setup option. Businesses select CCAvenue for its free features including 24-hour on-call support and fraud prevention. But some companies don’t like it due to somewhat higher costs. The cost of each transaction is 3 percent.
Supported E-commerce Platforms
- StoreHippo
- Paytm
- Bigcommerce
- Net My Store
- VPASP
- Martjack
- MobiKwik
- BuildaBazaar
- PowerStores
- Zepo
- Zencommerce
Available Payment Options
- American Express
- EzeClick
- Diners Club International
- Mastercard
- Rupay
- Visa
5- 2Checkout
2checkout and checkout are two totally different companies from each other.
This payment gateway was established back in 2006 and offers numerous trade services, including debit and credit cards.
2checkout provides 10 payment methods in the UAE, including VISA, American Express, Bank Transfer, Skrill, Neteller, JCB, PayPal, PO, Mastercard, and Apple Pay. Until now, 200 countries have become equipped with this handy payment gateway.
Supported E-commerce Platforms
Almost all E-commerce platforms.
Available Payment Options
- Visa
- PayPal
- MasterCard
- Apple Pay
- American Express cards
- Bank Transfer
Options for Integration
- iFrame method
- API Method
6- Checkout
When it comes to smooth transactions, there is no other payment gateway more popular than this one. Checkout includes a number of customized solutions that can be adapted to unique markets and deliver useful information.
Checkout is present times one of the most widely used online payment methods in the Emirates. This UK-based service is known for its ease of use, secure payment integration techniques, and excellent user experience. 0.75 to 2.75 percent of the total volume is charged as a transaction fee.
Supported E-commerce Platforms
- Astound Commerce
- WooCommerce
- Cabiri
- 5874
- Shopify
- SkyMode
Available Payment Options
- Visa
- Mastercard
- Discover
- JCB
- Diners Club
- American Express
Options for Integration
- Frames
- Ecommerce Platforms
- Mobile Payments
- Hosted Payments
7- PayTabs
PayTabs is a UAE-based payment gateway that was established back in 2014. It is famous for its fraud protection and cutting-edge payment processing technology.
This top-of-the-line payment gateway in UAE is both adaptable and protected. It is intended to assist online operated companies in receiving and making purchases electronically. The device will generate and send invoices using its innovative and versatile technology. Additionally, you can easily integrate and set up this online payment gateway.
You will set up and run all of our PayTabs systems in no more than 24 hours. SDKs, Plug-ins, iFrames, and direct joining through API are all options for consolidating it. They currently deduct 1 AED + 2.85 percent for every transaction as their fees.
Supported E-commerce Platforms
- Prestashop
- CS-Cart
- Magento
- OpenCart
- Woocommerce
- Shopify
Available Payment Options
- Visa
- Stc pay
- MasterCard
- American Express cards
- Mada
Options for Integration
- Plugins
- Express Checkout
- Direct API
8- Cybersource
Cybersource is a division of VISA, a well-known international company. The platform offers a wide range of services and is accessible in over 190 countries all over the world. It’s mainly used to support popular digital payments including, Apple Pay and Android Pay, and regional wallets such as Alipay.
Cybersource, founded back in 1994, has a global reach thanks to its innovative e-commerce services and latest technological capabilities. You don’t have to worry about the security of the transfer of your payments because it is part of Visa.
Supported E-commerce Platforms
- Woocommerce
- Shopify
- Americommerce
Available Payment Options
- American Express
- China Union Pay
- Diners Club
- Discover
- JCB
- Mastercard
- Visa
- Aura
- Cartes Bancaire
- ELO
- Hipercard
- Mada
- RuPay
Options for Integration
- Apple Pay
- Batch upload
- Chase Pay
- Google Pay
- Samsung Pay
- Secure Acceptance
- Simple order API
- SOAP toolkit API
- Visa Click to Pay
Conclusion
We have listed some of the best online payment gateways in the UAE to help you scale your e-commerce businesses. You can choose any of these options as all of them are top-of-the-line payment methods. If you want to open your business in the United Arab Emirates, you can consult with Riz and Mona. Simply contact us on WhatsApp # 00971 54 582 1012 and book your slot to get a free consultation right now. We will help you to make sure your company is set up in no time.
